Articles Category: Money & Finance - ArticlesandAuthors.com - THE Premier Site for Free Articles AND Article Authors

ArticlesandAuthors.com - THE Premier Site for Free Articles AND Article Authors

Authors: Login or Sign-Up Free

Article Authors/Writers: Got articles? Need links? Submit your articles for free as an author with ArticlesandAuthors.com (learn more...)
Website Owners/Publishers: Got websites? Need content? Get free articles from ArticlesandAuthors.com (learn more...)

Search ArticlesandAuthors.com:

Bookmark Us | Contact Us | Home

Articles in Home | Money & Finance

Title\|Newest\|Oldest
Medicare, Social Security and Retirement By : Rangerrob Everything keeps changing, how do I keep up? Why is there so many choices? This is common question and concerns of most seniors today. The cost of health and prescriptions is higher today for seniors, averaging over $500.00 a month. Remortgaging – to Switch or Not to Switch? By : Michael Challiner Low interest rates make the prospect of switching mortgages very attractive to a certain breed of borrower, dubbed ‘the rate tart' by the mortgage industry. This article looks at the advantages to switching mortgages. Identity Theft and You By : Rosanne Dausilio, Ph.D. According to the F.B.I. and the Federal Trade Commission, identity theft is the fastest-growing white-collar crime in the United States estimated at 10 million people victimized each year. Credit Cards: Non Reward Type vs Reward Type By : Michael Colucci There are just two basic choices for you – do you want a credit card that offers rewards and one that doesn’t? Surety Bonds Are Not Property By : Michael Weisbrot People often mistake surety bonds for insurance. While there are many similarities there are probably even more differences between the two. Bankruptcy in Utah Leads the Nation By : Talbert Legislation enacted by Congress in April 2005 will create the biggest changes in Federal bankruptcy law in decades. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 will eliminate the opportunity for most Americans with debt problems to file for bankruptcy under the rather forgiving Chapter 7 of the bankruptcy code. Instead, most filers will have to use Chapter 13 of the code, which allows the court to establish a five year repayment plan for a portion of the debt. Create and Maintain a Budget By : Talbert First off, create a list of all your monthly income and also a list of your monthly expenses. When determining income, list all sources including alimony, child support, side jobs, etc. In calculating expenses, be sure to include housing, food, transportation, utilities, entertainment, etc. To gain an accurate reflection of actual expenses, sit down each night and write down expenses, just make sure to save receipts. Determine if your income covers all of your expenses. If the answer is no Letting Out and Staying Out of Credit Card Debt By : Talbert Credit card debt is a major cause of over one million bankruptcies each year. The reason is that many people get a credit card without researching and reading the fine print. By the time annual fees are added on, along with spending indiscriminately, payments are missed, which causes their balance to skyrocket. Credit Cards for Tuition and Books? There are Better Ways to Manage Student Debt By : Talbert The price of a college education has risen dramatically in the last ten years. Prices of tuition, room and board and books have increased much faster than the rate of inflation, and students and their parents have struggled to find ways to pay for these increases. A recent study by the Smith College Women and Financial Independence Program found that nearly one quarter of college students are using their credit cards to pay for some of their college expenses. Identity Theft is an Increasing Problem; Can You Protect Your Credit Information? By : Talbert The news has recently been abuzz with several well-publicized incidents of theft of credit information from several processing agencies. The most well-publicized was a a security hole at CardSystems Solutions, Inc.. that allowed as many as 40 milliion cardholders to have their account information compromised. You Can Eliminate Debt, But It’s Hard Work and It Takes Time By : Talbert If you watch any television at all, you have probably seen ads for companies that promise that they can get you out of debt quickly - perhaps in as little as one year. It sounds great - they’ve got a staff of professionals with years of experience who can assist you with your debt problems. They’ll tell you how they can get your creditors to accept much less than you actually owe - perhaps as little as half of your outstanding debt. And they will do it all for a small fee. Payday Loan Fees May Not be 'Interest' But It Still Adds Up to Misery for Borrowers By : Talbert Arkansas has long had some of the strictest lending laws in the country. Twenty five years ago when interest rates on auto loans were near 20% nationally, Arkansas law required dealers to charge no more than 10% interest. People were flocking to the state from all over the country to buy cars there in order to save a fortune in interest charges. Part 2 - Credit Card Debt May Seem Insurmountable, But the Causes are Often Simple Ones By : Talbert In part one of this series, we examined a few of the most common reasons why many Americans are overwhelmed by credit card debt. In part 2 of this series, we will examine the remainder of the top ten reasons why many people are burdened with a debt that they cannot seem to repay. Are Your Credit Card Terms Negotiable? By : Talbert The average household in America now carries nearly $10,000 in credit card debt, a figure that will probably continue to rise as the economy struggles. People use their credit cards during good times and bad, but during bad times the bills tend to get paid in full less often. The costs of maintaining that $10,000 balance can be quite steep, especially with some credit card interest rates exceeding 20%. Consolidation Loan Student Programs: Bringing Your Dept Under Control By : Colin P If you are like many students and recent graduates, you very well have amassed a great deal of student loan debt. In this regard, you may be looking for ways in which you can bring your outstanding student loan balance under control. You might want to consider the various consolidation loan student availabilities that you can take advantaged of in this day and age.

Learn about Article Submission Software that submits articles automatically to hundreds of article directories, submission sites, ezines, and mailing groups. (Read more...)

Our Newest Articles RSS Feed

What's an RSS feed?

Add us to Your MyYahoo!

Main Site Menu

Home
Sign-Up/Join Free
About Us
Link to Us
Our Personal Articles
Contact Us
Privacy Policy
Ezine Notifications

Authors/Writers Menu

Why Use Us?
Author/Member Login
Article Submission Software
Submission Guidelines
Terms of Use
Article Promotion
Link Development

Website Owners Menu

Why Use Us?
Top Authors
Most Popular Articles
Terms of Use
Content Development
Article RSS Feeds
Article Directory Software

New Articles